#Equifax breach settlement license#
#Equifax breach settlement free#

#Equifax breach settlement free#

Note that at the time you submit a claim for the free credit monitoring, you must choose to opt in to get the additional six years of monitoring provided by Equifax only (the one-bureau monitoring).Includes four years of free credit monitoring for each of the three primary credit bureaus (Equifax, TransUnion, and Experian also called the three-bureau monitoring) followed by six more years of free credit monitoring for Equifax only (one-bureau monitoring).This is instead of the cash payment of $125 (see item 2).I have also provided the Equifax website address for the Frequently Asked Questions (FAQ) related to each item so you can read the details for yourself if you want. All settlement class members automatically receive item 5 – you do not have to file a claim for item 5. If applicable, items 3 and 4 can both be claimed in addition to item 1 or 2. Note that items 1 and 2 are exclusive of each other – you must choose one or the other. I have summarized the settlement benefits and key highlights of each below. If you do not want to be a settlement class member, and want to keep the right to file your own lawsuit against Equifax in the future, you must choose to opt out of the settlement (explained in more detail down below). If your personal data was impacted (stolen), then you are automatically a settlement class member and you can file a claim. If your information was not stolen, you will see the following message: If your information was stolen, you will see the following message:

Go to the following website to enter your name and last six digits of your Social Security number to find out. If it was, then you are a class member entitled to a claim. The first thing you should do is check to see if your information was stolen. Here is the address for the page to start the online claim process. Here is the address for the Frequently Asked Questions page. Here is the address for the page to check if your information was stolen. Here is the address for the main Equifax data breach website. If approved, the settlement will be the largest ever for a data breach at a cost of up to $700 million to Equifax.Įquifax Data Breach Settlement Website Addresses Even though the settlement has not been approved by the court yet, those who were impacted can file claims now in anticipation of the court approval.Īnd as is typical in these types of settlements, Equifax agreed to the settlement while denying any wrongdoing. The only thing I found was mention of a six-month court approval process.

I searched but so far, I have not been able to find the date when the court is expected to rule on the settlement. The settlement is being reviewed by the federal district court for the Northern District of Georgia. Note that the settlement has not been officially approved by the court yet. This prompted me to make this attempt to summarize the key information for my clients in the hopes of making it easier for them to make a decision on which claim to file if they were impacted. When I first started reading about the settlement, I got a bit confused as each article I read gave a slightly different perspective on the settlement and the various claims that can be made by consumers. Many articles have been released in various publications since the announcement of the proposed class action settlement on July 22, 2019. Many lawsuits were brought on behalf of consumers resulting in a class action lawsuit.

#Equifax breach settlement license#

The information included names, Social Security numbers, birth dates, addresses, and in some cases, driver’s license numbers, credit card numbers, or other personal information. Thieves stole the personal information of approximately 147 million U.S. In September 2017, Equifax announced that it had been the victim of a cyberattack on its systems. First, let’s review what this settlement is all about. I wanted to share information I have learned about the Equifax data breach settlement.